Terms & Conditions

Welcome to The Financial Literacy Institute of America Inc (“Company”, “we”, “our”, or “us”). These Terms & Conditions govern your use of our website and related services (collectively, the “Services”). By accessing or using our Services, you agree to comply with and be bound by these Terms.

If you do not agree with these Terms, you should not use our Services.

Use of Our Services

You agree to use our Services only for lawful purposes and in accordance with these Terms. You must not use our website in any way that may damage, disable, or impair our Services or interfere with any other user’s use.

You agree not to attempt to gain unauthorized access to any part of the Services, server, or database connected to our website.

Eligibility

By using our Services, you confirm that you are at least 18 years of age or have legal parental or guardian consent to use our Services.

Services Description

Our Services include financial consulting, tax advisory, church compliance assistance, fraud and forensic analysis, financial literacy programs, and related services as described on our website.

All services are provided for informational and professional guidance purposes only and do not constitute legal or financial guarantees.

Client Responsibilities

You agree to provide accurate, complete, and up-to-date information when using our Services. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

You agree that any decisions made based on our guidance are your sole responsibility.

Payments and Fees

Certain Services may require payment. By purchasing any service, you agree to provide accurate billing information and authorize us or our third-party payment providers to charge applicable fees.

All fees are non-refundable unless otherwise stated in writing.

Intellectual Property

All content on our website, including text, graphics, logos, and materials, is the property of ELBERT T CHESTER CPA – MASTER CONSULTANT and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, or create derivative works without prior written consent.

User Content

If you submit or share any content through our Services, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and display such content in connection with our Services.

You are solely responsible for the content you submit and must ensure it does not violate any laws or third-party rights.

Third-Party Links

Our Services may contain links to third-party websites. We do not control or endorse these websites and are not responsible for their content or practices.

Disclaimer of Warranties

Our Services are provided on an “as is” and “as available” basis. We do not guarantee that the Services will be uninterrupted, error-free, or completely secure.

We make no warranties regarding the accuracy, reliability, or completeness of any information provided.

Limitation of Liability

To the fullest extent permitted by law, ELBERT T CHESTER CPA – MASTER CONSULTANT shall not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of the Services.

Your use of the Services is at your own risk.

Indemnification

You agree to defend, indemnify, and hold harmless our Company, affiliates, and representatives from any claims, damages, or expenses arising from your use of the Services or violation of these Terms.

Termination

We reserve the right to suspend or terminate your access to the Services at any time, without prior notice, if you violate these Terms or engage in prohibited activities.

Privacy

Your use of our Services is also governed by our Privacy Policy, which explains how we collect and use your information.

Changes to Terms

We may update these Terms & Conditions from time to time. Any changes will be posted on this page and will become effective immediately upon posting.

We encourage you to review these Terms periodically.

Governing Law

These Terms shall be governed and interpreted in accordance with the laws of the United States, without regard to conflict of law principles.

Contact Us

If you have any questions regarding these Terms & Conditions, please contact us at: etc@cpa.com

Last updated: March 17, 2026